If you are concerned that an accident, theft or lawsuit may occur that your general policy may not totally cover, commercial umbrella insurance is probably a good choice for you. A complete commercial umbrella plan will cover you for just about any situation you can think of.
Commercial umbrella (aka excess) liability insurance is an important source of protection that supplements the limits of an insured's underlying
WA, CA, ID, OR, & AZ
A typical commercial umbrella liability policy offers features such as worldwide coverage; personal injury coverage; blanket contractual liability protection (for both written and oral agreements); care, custody, and control coverage; non-owned aircraft liability; watercraft liability; advertisers liability; liquor law liability; XCU liability; and an extension of protection to additional insureds.
Underwriters and companies that issue umbrella coverage have a primary objective of dovetailing their excess program with the newer commercial general liability forms (both the claims-made and occurrence versions). They have a major stake in ensuring that their policies carry out their coverage intent without problems and uncertainties. Agents, brokers, consultants, and risk managers share the responsibility to verify that the coverage issued fills their clients' coverage needs.
Let the Iova Insurance Inc., help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our